Joe Baker

Senior Copywriter
Joe is a Senior Copywriter at FXC Intelligence, writing and editing reports, news and analysis to support the company’s weekly content and client projects. Before joining FXC Intelligence, he worked as a B2B copywriter, journalist and editor covering a broad range of topics, including technology, transport, retail and the food and beverage industries. He has a BA in Philosophy from the University of Warwick.
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Euronet’s money transfer division saw solid growth in FY 24, but the company also talked more about the potential of real-time payments platform Dandelion.
Adyen continued to see a recovery in its share price after a strong H2 24, with the company processing more than €1tn of volume for the first time in 2024.
X, formerly Twitter, recently announced plans to launch a P2P payments service later this year. However, there are a number of challenges the app will face.
In their latest earnings (calendar Q4 24), Visa and Mastercard continued to highlight cross-border volumes and ecommerce as major drivers to growth.
Western Union’s Q4 24 revenue rose 1% to $1.1bn, with a major driver being the company’s recently launched media network business in the US.
We consider how recently released figures for FedNow stack up against the US’s privately owned, incumbent RTP system.
Looking back at FXC’s market sizing data and recent developments, we assess the unique challenges faced by SMBs, as well as they are currently served.
Growing customer account balances have contributed to a continued shift in Wise’s revenue mix in Q4 24, during which underlying revenue grew 13%.
This year has already seen a wave of new launches in the B2B payments space as companies continue to tap into this global opportunity.
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